| If you have unfortunately been a victim
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| | could get cut off and it could actually
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| of identity theft, you need to come up
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| | be a $40 gas bill for the trip you took
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| with a plan for identity theft solutions
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| | to Indiana last month!
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| so that this or something like this
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| | - Review Report -
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| doesn't happen ever again to you or
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| | 4. Review your credit report at least
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| someone close to you.
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| | once a year, and more if possible. Check
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| A Handy Checklist:
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| | if any new accounts have been opened that
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| -BE Prepared-
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| | you have not authorized. Check if the
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| 1. Make a list of all the companies you
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| | dollar amounts on the credit balances you
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| need to call and do it quickly. Your list
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| | have are correct. A measly zero can make
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| will include credit card companies, bank
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| | or break your credit when you go to buy a
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| accounts, other loans, mortgage payments
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| | new car or find a home.
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| and the like. After your call to freeze
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| | - Drivers Lisence & Check-
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| cards and issue stop payments on checks
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| | 5. An important identity theft solution
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| you did not write, send the companies a
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| | is to avoid having your driver's license
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| letter in writing and keep copies.
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| | number or social security number printed
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| Follow up with another call to see if any
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| | on your checks. If you do pay by check,
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| solution to your identity theft has been
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| | the cashier can check your ID and write
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| figured out. Keep a track of whom you
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| | the number in front of you. 6. Know and
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| have called and if there is anything you
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| | review with other family members whom to
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| need to get back to them with.
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| | call if you find your wallet has been
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| -Credit Card-
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| | stolen.
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| 2. File a police report and contact the
| |
| | - Computer -
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| credit reporting agencies. If you are
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| | 7. Update your computer virus protection,
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| traveling, ask your credit card company
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| | anti-spam software and install firewalls
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| to overnight you a new card.
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| | so some college nerds do not try to hack
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| -Check First-
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| | in to your system just for the fun of it.
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| 3. Always check your credit card
| |
| | - Online Shopping -
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| statement before you pay it and never
| |
| | 8. A relatively newer identity theft
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| assume it is correct. A charge at a gas
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| | solution is gaining popularity. When
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| station for $40 is okay, but a charge at
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| | shopping online, use a unique virtual
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| a gas station in India is not especially
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| | credit card number provided by your card
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| if you've never laid foot in Asia! Call
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| | company for the exact amount of your
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| your credit card company; you pay them
| |
| | purchase. That is a secure way of seeing
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| hefty fees for someone to answer your
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| | to it that no one can use your card over
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| call 24/7. There might not be a need for
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| | and above the amount you enter for that
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| an identity theft solution if it was a
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| | transaction.
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| simple mistake. A part of the statement
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| |
|