| You may think that low cost Indiana health insurance | | | | insurance plans available in Indiana. They are: |
| is a thing of the past, but it's not. Here's how to get | | | | * Indemnity plans, also called fee-for-service plans, |
| low cost Indiana health insurance with a government | | | | which are the most expensive plans. These plans |
| program or with a private insurance company. | | | | provide health care in exchange for a premium and a |
| Indian Health Insurance Options | | | | deductible (usually $500 to $2,000). With these plans |
| You have four options for low cost health insurance | | | | you may use the doctor and hospital of your choice. |
| in Indiana. They are: | | | | * Managed Health Care Plans (HMOs, PPOs, POSs), |
| Low Income Health Insurance | | | | which are the least expensive plans. These plans |
| The state of Indiana offers health insurance to | | | | provide health care in exchange for a premium and a |
| individuals and families who cannot afford private | | | | co-payment (usually $5 to $10 per doctor visit). With |
| health insurance. These state sponsored programs | | | | these plans you must use a doctor or hospital within |
| include: | | | | a network of health care professionals, or pay an |
| * Medicaid, which is available to children, teenagers, | | | | additional fee to use a non-network doctor or |
| pregnant women, and low income families. | | | | hospital. |
| * Hoosier Healthwise, which is available to children, | | | | Where to Get Low Cost Indiana Health Insurance |
| pregnant women, and low-income families. | | | | Health insurance premiums can vary dramatically form |
| * Medicare, which is a federal health insurance | | | | one insurance company to the next, so the first thing |
| program available to people 65 or older, and for | | | | you need to do to get low cost health insurance is to |
| people who are disabled. | | | | compare rates from different companies. The easiest |
| For more information on these programs, visit the | | | | way to do that is to go to an insurance comparison |
| Indiana Department of Insurance websites at: in.gov | | | | website. |
| idoi | | | | Visit or click on the following link to get low cost |
| High Risk Health Insurance | | | | Indiana health insurance quotes from top-rated |
| * Comprehensive Health Insurance Pool (CHIP), which | | | | companies and see how much you can save. You can |
| is available to people with pre-existing health | | | | get more insurance tips in their Articles section, and |
| conditions making them ineligible for private health | | | | get answers to your questions from an insurance |
| insurance. | | | | expert by using their online chat service. |
| For more information on this program, visit the | | | | The author, Brian Stevens, is a former insurance |
| Indiana Department of Insurance website at: in.gov | | | | agent and financial consultant who has written a |
| idoi | | | | number of articles on how to get low cost Indiana |
| Private Health Insurance | | | | health insurance. |
| There are two basic types of private health | | | | |