Your Child's First Year at College: Prime Target for Identity Theft?

If your son or daughter is a recently high schoolFurther, Mr. Howell advises students to limit the
graduate and college freshman, he or she is the idealpersonal information they post online, particularly on
target cybercriminals are looking. "Why?" you mightsocial networking sites, such as MySpace and
ask. For cybercriminals the answer is easy and highlyFacebook. Additionally, students should know they
profitable. Recent high school graduates and collegecan restrict their details or remove themselves from
freshmen provide extremely lucrative opportunitiesthe university's online directory that is available to the
for the cybercriminals to obtain their personalworldwide public 24/7.
information. Even before they start their firstAlthough prevention is the best form of protection,
careers, these graduates and college students maythere are several steps students can take to protect
be crippled by identity theft.themselves from cybercriminals. If they suspect that
According to the Federal Trade Commission, the UStheir identities have been stolen, then they are urged
government agency charged with monitoring identityto call one of the three major credit-reporting
thefts and related frauds, identity theft complaintsagencies to place a fraud alert on their information.
reported to them from 2003 through 2005, nearly 30Doing so will enable them to be contacted should an
percent of victims each year were ages 18 to 29.identity thief tries to use their details. Students need
And according to Ms Michelle Boykins, spokespersononly notify one of the credit companies, Equifax,
for the National Crime Prevention Council inExperian or TransUnion, because the initial company
Washington, college students are the prime targetwill inform the other two.
for these cybercriminals because the students areBecause cyberpredators and other cybercriminals are
often just starting to use credit and/or pay bills forbecoming smarter and more sophisticated in their
the first time.operations, they are real threats to your personal
Colleges of all sizes are working to protect theirsecurity and privacy and those of your children. If
students' identities. Broward Community College, foryou use a computer and are connected to the
example, has recently introduced unique personalinternet, your money, your computer, your family,
identification numbers for students, replacing theirand your business are all at risk. These cybercriminals
Social Security numbers. And campuses are includingleave you with three choices:
information about identity theft on their Web sites,(1) Do nothing and hope their attacks, risks, and
at orientation, and in special presentations.threats don't occur on your computer.
The University of Michigan at Ann Arbor lures(2) Do research and get training to protect yourself,
students to an online quiz of security questions withyour family, and your business.
a chance to win prizes, including iPods. Mr. Paul Howell,(3) Get professional help to lockdown your system
Chief Information Technology Security Officer,from all their attacks, risks, and threats.
reported that they are always trying to think ofRemember: When you say "No!" to hackers and
creative and productive ways to engage students.spyware, everyone wins! When you don't, we all lose!